Clean up your past
We work directly with credit bureaus and creditors to challenge negative items that may be hurting your score.
Nationwide credit repair and coaching
Apex Credit Repair by SPS combines professional dispute work, 1:1 coaching, and a transparent dashboard so you can rebuild credit with confidence.
What you will get
We focus on the past, present, and future of your credit profile so improvements are measurable and lasting.
We work directly with credit bureaus and creditors to challenge negative items that may be hurting your score.
Log in any time to see disputes, updates, and real-time improvements across your credit reports.
We help you build better habits so your score keeps climbing long after the repair work is done.
A three-step process designed to keep you informed and supported.
Start with a free consultation and credit analysis so we can build your personalized strategy.
We use consumer law to challenge inaccurate, outdated, or unfair items on your report.
Watch progress in your portal and receive clear updates at every stage of the process.
If you do not see measurable progress after 90 days, we keep working at no additional cost until you do.
Start With a Free ConsultationStart with a free consultation. When you are ready to move forward, here is what to expect.
$99 one-time setup fee
Plus credit score reporting through our trusted monitoring partner.
$90 per month
Ongoing credit repair service, plus continued credit monitoring through our partner.
Ready to start right away? Complete the form below to get started.
Real feedback from people who trusted Apex Credit Repair by SPS with their credit goals.
"The process was simple and transparent. My score jumped within the first two months."
Callum R."I always knew there were errors on my report. Apex handled everything and kept me updated."
Dave I."The coaching piece was just as valuable as the disputes. I finally feel in control."
Gloria G.Tell us about your credit goals and a specialist will reach out within one business day.